Time to move beyond the early adopter stage and exploit the technologies already proven. Biggest challenge is probably cultural.
Digital transformation is a misnomer- its the teams of people lead by inspirational, craetive thinking leaders who can embrace the new technologies.
They will exploit the new technologies without company disruption unless backward looking people sabotage progress.
Could not help but be attracted by this phrase from 360Globalnet "Disruptive without Disruption"
Millennials” (those born between 1980 and 2000), is bringing radical shifts to client demographics, behaviors and expectations. Its preference for a state-of-the-art customer experience, speed and convenience will further accelerate the adoption of FinTech solutions. Millennials seem to be bringing a higher degree of customer-centricity to the entire financial system, a shift that is being crystallized in the DNA of FinTech companies.